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Western Sydney's Trusted Mortgage Broker

Your Dream Home
Starts Here.

8Ten Finance delivers tailored loan solutions with fast approvals, sharp rates and zero jargon. We compare 40+ lenders so you don't have to.

40+
Lenders
$500M+
Settled
98%
Approval Rate
24hr
Pre-Approval
All Loans · One Trusted Name

What loan are you looking for?

From first home buyers to seasoned investors — we have a solution for every situation.

Home Loans Investment Refinance Car Loans Personal Commercial Construction SMSF
🎁
Earn up to $1,000 Refer a friend — get rewarded when they settle

🎉 Refer a friend and earn $500 cash when their loan settles — $1,000 if you refer 2+ in a month!

Learn More
40+
Lenders Compared
$500M+
Total Settled
200+
Happy Clients
24hr
Fast Pre-Approval
5★
Client Rating
Home Loans Investment Loans Refinancing Construction Loans Car Finance Personal Loans Commercial Loans SMSF Loans Low Doc Loans Bridging Finance Home Loans Investment Loans Refinancing Construction Loans Car Finance Personal Loans Commercial Loans SMSF Loans Low Doc Loans Bridging Finance
Our Loan Solutions

Every Loan,
Under One Roof

Whether you're buying, investing, or refinancing — we find the right loan, from the right lender, at the right rate.

Home Loans

First home buyers and upgraders — we shop 40+ lenders to secure the sharpest rate and the most suitable structure for your situation.

Get started

Investment Loans

Grow your portfolio with interest-only options, offset accounts, and tax-effective structures tailored for property investors.

Learn more

Refinance

Cut repayments, access equity or consolidate debt. We negotiate on your behalf and handle all the paperwork from start to finish.

Save money

First Home Buyers

Guiding you through every step to your first home — from government grants and first home schemes to the best lender for your situation.

Get guided

Asset Finance

Finance equipment, vehicles and more with competitive rates and flexible terms suited to your business or personal needs.

Explore options

SMSF Loans

Grow your super with property. We specialise in SMSF lending strategies that maximise your fund's potential within compliance.

Learn more
40+
Lenders Compared for You
$500M+
Settled
98%
Approval Rate
200+
Clients
24hr
Pre-Approval
$0
Cost to you
Why 8Ten Finance

We Work for You,
Not the Banks.

As independent mortgage brokers, our loyalty is entirely to you. We search the market, crunch the numbers, and deliver results — completely free of charge.

Access to 40+ Lenders

We're not limited to one bank. We search major banks, credit unions, and specialist lenders to find your best possible deal.

Fast Pre-Approvals

In today's competitive market, speed matters. We streamline the process to get you conditionally approved in as little as 24 hours.

End-to-End Support

From initial consultation to settlement and beyond — you'll always speak directly to your dedicated broker, never a call centre.

Our Service is Free to You

We're paid by the lender, not you. Expert mortgage advice, full market comparison, and application management — at zero cost.

How It Works

From Chat to Keys
in 4 Simple Steps

1

Free Consultation

Tell us your goals, income, and situation. We listen — no obligations, no sales pressure whatsoever.

2

We Do the Research

We compare 40+ lenders, model the numbers, and present your best options in plain English.

3

Application Lodged

We prepare your complete application, handle lender negotiations, and chase updates on your behalf.

4

Settlement & Beyond

We guide you through to settlement and stay in touch for your next property purchase or refinance.

Referral Rewards

Earn Cash for
Every Referral

Know someone who needs a loan? Send them our way — when their loan settles, you receive a cash reward. It really is that simple.

Refer a Friend Now
Gold Tier
$500

1 Referral

Earn $500 cash for every friend or family member whose loan successfully settles with 8Ten Finance.

Platinum Tier
$1,000

2+ Referrals in One Month

Refer two or more people in a single calendar month and receive $1,000 total in cash rewards.

Client Stories

Real People. Real Results.

★★★★★

8Ten Finance made the entire home loan process seamless. They found us a rate we never could have secured ourselves and kept us updated every step of the way. Settled in record time!

S
Sanjay & Priya K.
Blacktown, NSW
First Home Buyer
★★★★★

I tried three banks and got knocked back every time. Called 8Ten Finance and within a week I had pre-approval. Their knowledge of the lending landscape is truly exceptional.

M
Michael T.
Penrith, NSW
Investment Loan
★★★★★

Refinanced through 8Ten Finance and immediately saved over $400 per month. The process was smooth, communication was brilliant, and the result far exceeded my expectations.

A
Amanda L.
Parramatta, NSW
Refinance

Ready to Get Started?
Let's Find Your Perfect Loan.

Book your free, no-obligation consultation today. We'll assess your situation, compare the market, and give you a clear path forward.

Book Free Consultation Call 0485 708 887
Get In Touch

Let's Talk About
Your Loan

Whether you're ready to apply or just exploring options — reach out for a free, no-obligation conversation with our team.

Location
Western Sydney, NSW

Free Loan Assessment

Fill in your details and we'll be in touch within 2 business hours.